5 Your Life and Your Livelihood Are in Your Hands: Make Sure Your Contracts Protect You

6 “Future-Proofing” the Homes You Build

8 Strength in Numbers: Local Leaders are Vital to the Growth and Success of our HBA Federation!

11 State of Michigan Cracking Down On Unlicensed Builders/Contractors

12 Remodelers Council

13 Developing the Workforce of the Future— HBA of Saginaw

14 New Construction Permits Decline 16.7% YTD Despite Growing Demand For Housing